Do not purchase real estate without obtaining a survey. Especially cash buyers should be made aware of this but there is no law requiring anyone in the transaction to warn the buyer of this... A survey is a huge protection of your real estate investment when coupled with the title insurance typically issued at time of sale. The title insuror will accept a true and accurate survey, existing or new, to gurantee you the boundaries of your purchase property as part of the title ins...

Title Insurance companies are a service that specifically exist for the purpose to close real estate transactions; to issue guarantee of clear title to owners and lenders and perform all functions of executing documents, recording them in the public records ; handling and disbursement of funds. They do not represent any party, neither buyer or seller, nor lender . They are widely used- in my experience they handle 80% of transactions.

However, an ...

" Just pay cash, darling. It's so much simpler !", in the immortal words of Gilligan's Island, Thurston Howell'the Third''s wife, a.k.a. 'Lovie'.

'Yeah, it sure would be simpler !', said my customer who was financing his first home with an FHA motgage. A cash purchase means never to have to

call your lender or submit tons of paperwork or pay points and 'vig'...For most of us, we don't have the luxury of paying cash. Instead we pay closing costs and pre paids averaging 3% to 4% of ...

Happy Fourth of July      Independence Day means Freedom to most Americans   The Pursuit of Happiness to mention one of our Rights, may be the one that is associated with purchasing a home. Purchasing a home is part of The American Dream....with Rights come responsibilities and owning a home certainly requires responsibility, or at least keeping your home does. For First Time Home Buyers there are many things to consider before taking the plunge into home ownership... As p...